Product and Services

Eligibility Criteria

•  In SHG/JLG member should be a woman.
•  The household income of members in rural area should be no more than Rs. 100,000/- per year and that in semi urban or urban area it should be no more that Rs. 160,000/- per year
•  At least 2 years of residence in branch area of operations, Residence – 60kms within branch radius.
•  Evaluation by a Sharan’s Branch Manager indicating acceptance to adhere to the company’s rules and regulations and show willingness and ability to pay regularly.
•  One Loan per household at a time.
•  Members are not enrolled who have borrowed from more than 2 MFIs (or) have loan amount greater than Rs.100000/-
•  Business model provides for migrating of SHG/JLG borrowers to Enterprise Lending borrowers.