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Holistic Women Empowerment

Welcome To Sharan Micro Finance

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Awareness

We believe awareness is the foundation of empowerment. Through community outreach, financial literacy camps, and health awareness drives

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Education

Education is a powerful tool for breaking the cycle of poverty. We support formal and informal learning through scholarships, remedial classes

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Women Empowerment

Empowering women lies at the heart of everything we do. Through microfinance , entrepreneurship , capacity-building workshops, mentorship

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About Us

Unit Of Sharan Welfare Foundation

Sharan Welfare Foundation is a not-for-profit Section 8 microfinance institution dedicated to empowering women and underserved communities through sustainable microfinance and livelihood development solutions. Since our inception in 2018, we have worked tirelessly to provide access to affordable and transparent financial services for low-income households, particularly in rural and semi-urban India.

Success Story

Women Empowerment "Stories of Strength & Self-Reliance"

At Sharan Micro Finance, impact goes beyond numbers. Meet the women whose lives have been transformed through timely financial support, mentoring, and access to opportunity. Their stories are a testament to what empowerment truly looks like.

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Lata Gehlot

Sharan Micro Finance provided easy loan to start her business. Eventually, she excelled in business and opened up many branches exploring new territories.

Years of Association

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What We Offer

Our Product and Services

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Income Generation Loan

For starting or expanding small businesses such as tailoring, grocery shops, vegetable vending, dairy, or handicrafts.

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Emergency Loan

Emergency Loan For urgent personal or family needs like health care, school fees, or home repairs.

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Livelihood Enhancement

For scaling up existing activities such as purchasing tools, inventory, or expanding production.

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Agriculture Loan

For small and marginal farmers to purchase seeds, fertilizers, irrigation systems, and tools.

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Livestock Loan

To purchase milch animals such as cows or buffaloes for dairy and allied livelihood activities.

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Top-Up Loan

Additional support for ongoing businesses or income activities by existing clients with strong repayment

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Become an Investor

Join hands with Sharan Welfare Foundation in creating a meaningful impact. As an investor, your support empowers sustainable social initiatives focused on education, healthcare, women empowerment, and community development. Your contribution is more than a donation — it's a long-term investment in building a stronger, more inclusive society. Partner with us to drive change that lasts.

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Check Your Loan Eligibility

Explore your potential to access financial support through Sharan Welfare Foundation. Our loan eligibility tool helps you understand the options available based on your needs. Whether you're looking to fund education, start a business, or support your family, check your eligibility in minutes and take the first step toward financial stability and independence. Check Your Loan Eligibility

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Social Investing

At Sharan Micro Finance, we offer more than just a financial return—we offer the opportunity to create lasting change. Social investing through Sharan enables individuals and institutions to support underserved women entrepreneurs by funding microloans that foster independence, dignity, and sustainable livelihoods.

Your investment doesn’t just grow in value—it helps build resilient communities, one empowered woman at a time. Backed by a transparent model and grassroots reach, we turn capital into catalysts for change.

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"Investing with Sharan Micro Finance has been one of the most fulfilling financial decisions I’ve made. Not only have I received consistent returns on my investment, but I’ve also had the satisfaction of knowing my money is contributing to the financial independence of women from underserved communities. Sharan’s transparent processes and dedicated team inspire trust and confidence in every step"

Sandeep Mohata

Owner - Ganpati Building Solutions Pvt. Ltd

"As someone deeply committed to responsible investing, Sharan Micro Finance offered the ideal blend of profitability and purpose. The organization’s mission to empower economically active but marginalized women aligns perfectly with my values. The returns are impressive, but the real reward is seeing lives transformed through financial inclusion."

Ravi Vaswani

CEO - Zentrum Law Partners

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Our Directors

Meet The Optimistic Directors

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Mr. Rahul Umekar

Founder and Director
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Dr. Srishti Umekar

Co-Founder & Director, Sharan Welfare Foundation
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Mr. N Dharmadhikari

Independent Director
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Driving Women Empowerment at the Grassroots Level

At Sharan Micro Finance, we believe true empowerment begins with access—access to credit, opportunity, and self-reliance. Through microloans and capacity-building support, we help women transform their potential into progress—for themselves, their families, and their communities

10K+

Empowered Women

50Cr+

Loans Disbursed

100+

Incredible Investors

9+

Branches

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Our Banking Partners

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Testimonials

What People Say About
Our Services

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शरन माइक्रो फाइनेंस ने मेरे व्यवसाय के लिए एक लाख रुपये का आसान लोन दिया, जो मैंने तीन साल में चुका दिया। उनकी टीम बहुत सहयोगी थी – उन्होंने सिर्फ लोन ही नहीं दिया, बल्कि मुझे समय-समय पर मार्गदर्शन भी दिया। उसी लोन की मदद से मैंने अपनी पहली दुकान शुरू की और फिर मेहनत के बल पर कई ब्रांचेज़ भी खोल लीं।

Lata

Owner - Ladies & Jeans Parlour

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Frequently Asked Questions

Have Any Questions For Us?

Microfinance refers to the provision of small, collateral-free loans and financial services to low-income individuals, primarily women, who are typically excluded from the formal banking sector. These loans are repaid in small installments, ensuring regular cash flow. Institutions like Sharan Micro Finance manage risk through group lending models and strong community networks, enabling investors to earn stable returns while contributing to financial inclusion.

Sharan Micro Finance primarily supports economically active women from underserved or marginalized communities who are engaged in small-scale income-generating activities. Applicants must be part of a self-help group (SHG) or joint liability group (JLG), demonstrate a source of livelihood, and meet basic eligibility criteria regarding income and residency.

Loan repayment terms typically range from 12 to 24 months, with weekly or monthly repayment options. Interest rates are affordable and comply with regulatory guidelines. At Sharan Micro Finance, we ensure that repayment plans are designed to be manageable, transparent, and in alignment with the borrower's cash flow cycles.

News & Articles

Our Latest News & Articles